But what if your significant other doesn’t seem to be. Isn’t it the month for romance, champagne and chocolates? With Valentine’s Day right around the corner, what are your plans; an intimate stay at home dinner with dessert to follow, a quiet weekend away for you and your paramour, or an exciting night out on [...]

By | 2018-02-05T20:53:05+00:00 February 6th, 2018|Informational|0 Comments

NEW YEAR’S RESOLUTIONS … Do you make them? Do you keep them?

While it seems that more and more people have given up on the idea of making New Year’s Resolutions, a study by YouGov (an online polling site), found that almost 70% of respondents said that they would be setting goals for themselves in 2018 – and hopefully attaining them! Across the board the top 5 [...]

By | 2018-01-03T19:03:55+00:00 January 4th, 2018|Informational|0 Comments

ENTRAPMENT – You may be surprised at what it is, and especially, what it isn’t!

If you are normally a law-abiding individual, who happens to get caught doing something illegal, can you claim entrapment?  It all depends on the circumstances … Law enforcement and public officials can legally offer individuals the opportunity to commit a crime, but judges generally expect people to resist ordinary temptation to do so.  On the [...]

By | 2017-12-12T17:41:19+00:00 December 14th, 2017|Informational|0 Comments

Trusts have existed since Roman times … isn’t about time you started thinking about one!

Last week we discussed the need for proper estate planning, for some, this may mean a will, for others, a trust.  A trust agreement is a document, that like a will, speaks to your last wishes about your assets after you pass on.  Your trust will lay out your assets and to which beneficiaries you [...]

By | 2017-11-20T19:49:42+00:00 November 21st, 2017|Informational|0 Comments


Most people have become aware that they should have a will – but what is a will, and how does it actually work? Often called a last will and testament, a will allows for you to state your final wishes upon your passing.  The court, through the probate procedure, will make sure that your executor, [...]

By | 2017-11-13T19:57:41+00:00 November 14th, 2017|Informational|0 Comments

CURIOUS? For $49, you can afford to be!

Did you know that you are 99.9 percent genetically identical to every human being you meet?  It’s that .1 percent that makes you, you!  And aren’t you just a little bit curious to know what that special part of your genetic make-up is? With DNA testing you can discover information about: Ethnicity Family History Truth – DNA [...]

By | 2017-11-06T19:59:52+00:00 November 7th, 2017|Informational|0 Comments

Left of Bang – A MUST READ

I just finished the book Left of Bang by Patrick Van Horne and Jason A. Riley, and wanted to share some thoughts, especially in light of recent incidents. It might be helpful to start with an explanation of the term.  Bang, is when an event happens.  Right of bang is the reaction and response to [...]

By | 2017-10-11T19:35:02+00:00 October 12th, 2017|Informational|0 Comments

BAIL – If it ain’t broke …

“Excessive bail will not be required, or excessive fines imposed, or cruel and unusual punishment inflicted.” U.S. Constitution – Amendment VIII In most states, after reviewing a defendant’s charges, taking into consideration the seriousness of the offense, looking at previous criminal history, and weighing the probability of a defendant’s future appearance in court, a judge [...]

By | 2017-09-25T20:34:43+00:00 September 26th, 2017|Informational|0 Comments


How many times do people need to be reminded of the old adage, IF IT SOUNDS TOO GOOD TO BE TRUE, IT PROBABLY IS … The saying, purported to have been around since the sixteenth century, has probably been spoken millions of times, unfortunately, most likely after someone got caught in a scam.  Why do [...]

By | 2017-12-11T17:08:08+00:00 September 5th, 2017|Informational, PI Cruises|0 Comments